First customer
1 If you are an existing customer, please enter your
customer reference number
2 Title
Mr
Mrs
Ms
Miss
Other (please specify)
First name
Middle name(s)
Surname
Alternative names you’re known by or commonly use (not nicknames)
Previous name(s) – please give any title, forename or surname by
which you have previously been known, e.g. maiden name
3 Nationality
Additional country of Citizenship (if applicable)
Dual nationality?
Yes
No
If Yes, please specify below
4 Marital status
Married
Single
Civil partnership
Divorced
To be married
Separated
Widowed
Living with partner
5 Date of birth
D D
M M
Y Y Y Y
6 City/Town of birth
7 Country of birth
Second customer
1 If you are an existing customer, please enter your
customer reference number
2 Title
Mr
Mrs
Ms
Miss
Other (please specify)
First name
Middle name(s)
Surname
Alternative names you’re known by or commonly use (not nicknames)
Previous name(s) – please give any title, forename or surname by
which you have previously been known, e.g. maiden name
3 Nationality
Additional country of Citizenship (if applicable)
Dual nationality?
Yes
No
If Yes, please specify below
4 Marital status
Married
Single
Civil partnership
Divorced
To be married
Separated
Widowed
Living with partner
5 Date of birth
D D
M M
Y Y Y Y
6 City/Town of birth
7 Country of birth
Please fill in the form using BLOCK CAPITALS and black ink. Tick any boxes which apply.
2 Personal details
1 Type of mortgage
House purchase application
Remortgage application
If buying a new build property, please tick this box
Please complete all the questions so that we can deal with your application as quickly as possible. If you need any help filling in this form, just call us
on 08000 84 28 88 if calling from a UK landline or mobile, or +44 (0)1534 885 000 if calling from overseas. Calls are recorded and may be monitored.
OurJersey branch is open Monday to Friday 9am to 5pm and on Wednesdays 9.30am to 5pm except for public holidays.
To make an application by post, please complete this form and send it to Santander International, 13-15 Charing Cross, St Helier, Jersey JE2 3RP,
Channel Islands along with the requested supporting documents.
Completing this form
Application for a mortgage
Jersey branch
Santander International is able to provide this document in large print, Braille and audio CD. If you would like to receive this document in one of these
formats, please contact us.
Continues…
Page 1 of 12
2 Personal details (continued)
First customer
8 Do you have full housing qualifications?
Yes (Entitled)
No (not Entitled/Licensed/Registered)
Entitled to Work
Licensed
Registered
9 If you don’t own a home are you currently:
Living with friends or relatives?
Renting
10 Home address: If you’ve lived there for less than three years,
give your address(es) for the last three years and state how long
you lived at each.
Present address
Postcode
Time at current address
Y Y
M M
Previous address
Postcode
Time at previous address
Y Y
M M
Previous address
Postcode
Time at previous address
Y Y
M M
(If you need to provide more addresses please do so on a separate sheet)
Correspondence address if dierent from residential address
Postcode
11 Primary phone number (including area code)
Secondary phone number (including area code)
Mobile phone number
Email address
A member of sta may need to contact you regarding the progress
of your application; please indicate the best time below
(between 9am and 5pm, Monday to Friday – except Jersey bank holidays)
Second customer
8 Do you have full housing qualifications?
Yes (Entitled)
No (not Entitled/Licensed/Registered)
Entitled to Work
Licensed
Registered
9 If you don’t own a home are you currently:
Living with friends or relatives?
Renting
10 Home address: If you’ve lived there for less than three years,
give your address(es) for the last three years and state how long
you lived at each.
Present address
Postcode
Time at current address
Y Y
M M
Previous address
Postcode
Time at previous address
Y Y
M M
Previous address
Postcode
Time at previous address
Y Y
M M
(If you need to provide more addresses please do so on a separate sheet)
Correspondence address if dierent from residential address
Postcode
11 Primary phone number (including area code)
Secondary phone number (including area code)
Mobile phone number
Email address
A member of sta may need to contact you regarding the progress
of your application; please indicate the best time below
(between 9am and 5pm, Monday to Friday – except Jersey bank holidays)
Continues…
Page 2 of 12
2 Personal details (continued)
12 Have you ever been declared bankrupt or made
arrangements withcreditors?
Yes
No
Are you a discharged bankrupt?
Yes
No
Have you ever had property repossessed?
Yes
No
Are there any CCJs or defaults registered against you
or yourbusiness?
Yes
No
Have you ever had a payday loan?
Yes
No
Please provide any relevant additional information below
13 Purchase price of the property not including the value of any
furnishings, carpets, curtains, etc. or concessions oered by
thevendor.
Purchase price
£
Deposit
£
Please state source and amount of deposit
Equity in current property
£
Customer’s own savings
£
Gift from family
£
Previous property sale
£
Sales proceeds from current home
£
Inheritance
£
Other
(please specify)
£
What is the full market value of the property
£
Name(s) the property being secured will be registered in?
Is the ownership of the property to be held in name of a property
holding company?
Yes
No
Are you receiving a vendor’s sale cash incentive (e.g. paying legal or
other costs, cashback, carpets, soft furnishings, etc.)?
Yes
No
If Yes, what is the incentive and for how much?
£
14 Address of the property you want to buy
Postcode
15 Previous mortgage application
Have you applied for a mortgage on this property before?
Yes
No
If Yes, who with?
If Yes, why didn’t you go ahead with the application?
16 Please confirm that you currently live, or are intending to live, in the
whole of the property, either on the completion of your mortgage
or at a later time?
Yes
No
If No, will a member of your immediate family live in the whole
of the property, either on completion of your mortgage or at a
latertime?
Yes
No
If No, will you and/or a member of your immediate family live
in more than 40% of the property, either on completion of your
mortgage or at a later time?
Yes
No
If No, what other use will the property have (including full details
of any business which will be carried out there)? Please continue
on a separate sheet if necessary.
a) Could the property be used solely for people to live in without any
structural change?
Yes
No
b) Is any part of the property rented out?
Yes
No
If Yes, please give details of tenants on a separate sheet.
17
Will you have anyone aged 17+ living with you at the property who
is not party to the mortgage?
Yes
No
If Yes, please provide details
18 Type of property?
Bungalow
Detached house
Semi-detached house
Terraced house
Converted flat/maisonette
Purpose-built flat/maisonette
Other
(please describe)
If a flat, how many floors are there? floors
Which floor is the flat situated on? The floor
Number of bedrooms?
To be completed by first time buyers, customers moving home and customers buying a second property. If you are remortgaging and moving
your property to us from another lender, go to question 22. If there is more than one person applying, please answer these questions together.
3 Property and mortgage details
Continues…
Page 3 of 12
19 Is the property you want to buy?
Freehold
Flying Freehold
Leasehold
Share Transfer
Number of years left on lease per year
Ground rent
£
per year
If this varies, please give details
Service charge
£
per year
20
Year of construction of the property?
Y Y Y Y
If a new build property, please provide name of builder
21 Is this a private sale?
Yes
No
Is the vendor related to you?
Yes
No
If Yes, will the property be vacant on completion?
Yes
No
3 Property and mortgage details (continued)
To be completed by remortgage customers only (if you are moving your mortgage to us from another lender).
22
Estimated value of property
£
What is the purpose of this mortgage? (tick one or more boxes
andfill in the amount of money required for each purpose)
a) To pay back the original amount you
borrowed to buy the property
£
b) To pay for further home improvements
(please provide full estimates)
£
c) To pay back existing non-home improvement loan(s)
£
d) To use for personal purposes
£
Total
£
23 Do you already have a mortgage or loan secured on this
propertyother than with Santander International?
Yes
No
If Yes, please give the followingdetails:
Full names of all borrowers
Name and address of lender
Postcode
Mortgage account number
Monthly payment
£
How much did you borrow to buy the property?
£
Total amount still to pay
£
Have you used this property for security on any other loan or
financial commitment (including home improvement loans)?
Yes
No
If Yes, please give the following details:
Name and address of second lender(s)
Postcode
Your Account/Reference number
Monthly payment
£
Total amount still to pay
£
Page 4 of 12
4 Mortgage Repayment
To be completed by all customers in all cases.
24
How do you want to repay the mortgage? Please indicate the
loan amount, repayment type and term as required, as well as
the Product or Rate Type as published on our website.
Repayment type:
Repayment
Interest only
Part capital and part interest
Mortgage amount
Product/Rate Type
(i.e. 2 Year Tracker, 2, 5
or 10 Year Fixed Rate)*
Term
Yrs Mths
* For current Product and Rate Types, refer to the ‘Mortgage rates – Jersey
Branch’ document on our website, and note that the Product Code and Rate
availability will be strictly subject to the valuation received.
If you have chosen repayment please go to question 25.
If you have chosen interest only please indicate how the amount
you’ve borrowed will be repaid:
Sale of mortgaged property
Sale of other property assets
Managed investment portfolio
Other (please specify)
Are any of the above repayment vehicles held in a foreign currency?
Yes
No
(If yes, please specify which ones and which currency)
25 How do you want to pay a product fee?
Paid upfront
Add to mortgage
26 Choosing your payment day
For your convenience and control you can choose the day of the
month that we collect your mortgage payment by standing order.
Thiswill, for example, enable the payment to coincide with the day
you are paid.
This should be between the 1st and the 28th of the month
inclusive. Which day of the month do you want us to collect your
mortgage payment?
Please specify a date
D D
You must ensure that your Gold Account is funded with the
mortgage payment amount at least one working day before the
date chosen.
Property details
If there is more than one person applying, please answer these
questions together.
First customer
27 Employment status
Employed Contract
Self employed Homemaker
Employee with
own company
Retired
Student Unemployed
Other
(please specify)
28
Employer name
29 If contracted:
Contract start date
D D
M M
Y Y Y Y
Contract end date
D D
M M
Y Y Y Y
What is the contract type?
Fixed/Short term
Temporary
30 At what age do you intend to retire?
31 If retired:
Date of retirement
D D
M M
Y Y Y Y
32 If employed:
Occupation
Start date
D D
M M
Y Y Y Y
Second customer
27 Employment status
Employed Contract
Self employed Homemaker
Employee with
own company
Retired
Student Unemployed
Other
(please specify)
28
Employer name
29 If contracted:
Contract start date
D D
M M
Y Y Y Y
Contract end date
D D
M M
Y Y Y Y
What is the contract type?
Fixed/Short term
Temporary
30 At what age do you intend to retire?
31 If retired:
Date of retirement
D D
M M
Y Y Y Y
32 If employed:
Occupation
Start date
D D
M M
Y Y Y Y
5 Employment and financial details
Continues…
Page 5 of 12
5 Employment and financial details (continued)
First customer
33 If self-employed:
(please provide Tax Calculations covering at least 2 years;
or an Accountant’s certificate; or at least 2 years’ accounts.)
Occupation
Name and address of business
Postcode
Type of business
How long have you been trading? How long under your control?
Y Y
years
Y Y
years
Please enter, in the boxes below, your income before tax for the past
three years, as declared to the Comptroller of Taxes:
Year ended Share of net profit Net profit amount
M M
Y Y Y Y
%
£
M M
Y Y Y Y
%
£
M M
Y Y Y Y
%
£
34 To be completed by all customers
Earnings
Basic wage/salary
before tax
£
wk/mth/qtr/yr
Other primary income/
allowances
£
wk/mth/qtr/yr
Secondary income/
regular overtime/allowances
£
wk/mth/qtr/yr
Other employment in
the same field
£
wk/mth/qtr/yr
Other secondary income or
employment not in the same
£
wk/mth/qtr/yr
field as main employment
From where?
If this other income is from employment please give details on a separate sheet,
including full name and address of any other employer.
How do you get paid?
Directly into
a bank account
In cash
By cheque
Other
(please specify)
Are you paid in a foreign currency?
Yes
No
If Yes, please state which currency you’re paid in
Second customer
33 If self-employed:
(please provide Tax Calculations covering at least 2 years;
or an Accountant’s certificate; or at least 2 years’ accounts.)
Occupation
Name and address of business
Postcode
Type of business
How long have you been trading? How long under your control?
Y Y
years
Y Y
years
Please enter, in the boxes below, your income before tax for the past
three years, as declared to the Comptroller of Taxes:
Year ended Share of net profit Net profit amount
M M
Y Y Y Y
%
£
M M
Y Y Y Y
%
£
M M
Y Y Y Y
%
£
34 To be completed by all customers
Earnings
Basic wage/salary
before tax
£
wk/mth/qtr/yr
Other primary income/
allowances
£
wk/mth/qtr/yr
Secondary income/
regular overtime/allowances
£
wk/mth/qtr/yr
Other employment in
the same field
£
wk/mth/qtr/yr
Other secondary income or
employment not in the same
£
wk/mth/qtr/yr
field as main employment
From where?
If this other income is from employment please give details on a separate sheet,
including full name and address of any other employer.
How do you get paid?
Directly into
a bank account
In cash
By cheque
Other
(please specify)
Are you paid in a foreign currency?
Yes
No
If Yes, please state which currency you’re paid in
Continues…
Page 6 of 12
5 Employment and financial details (continued)
If there is more than one person applying, please answer questions 35 and 36 together.
35 Please provide all your credit commitments in the table.
Type of credit
e.g. secured loan, credit
card, unsecured loan,
hirepurchase
Single/Joint name(s)
If ‘single’, indicate which customer
Balance
(£)
Monthly
payment
(£)
Interest
Rate (%)
Lender No. of
payments
remaining
If you’re consolidating this
debt, how much is there to
repay (£) (include any early
repayment charge)
36 Monthly Outgoings Monthly cost
Food, drink and clothing (e.g. groceries, eating out, drinks and clothes) £
Household goods and services (e.g. property maintenance, ground rent, shared ownership rent, service charges,
buildings and contents insurance and mortgage payment protection)
£
Utility bills and rates (e.g. gas, electricity, oil, water, rates, phone and TV packages, TV licence) £
Transport (e.g. petrol, car tax and insurance, maintenance, public transport, season tickets and taxis) £
Entertainment and recreation (e.g. regular social activities like gym and clubs memberships, etc.) £
Holidays £
Nursery, childcare, school, college and university fees £
Maintenance for financial dependants (for anyone who is a dependant, not just children) £
Miscellaneous spending (e.g. luxury items, gifts, etc.) £
Other spending (any other regular spend, e.g. pet costs, dental insurance, bank account fees, etc.) £
Life assurance, private health premiums, private pensions contributions and any endowments £
Costs relating to other properties you own (include both let and non let properties)
(e.g. mortgage payments, ongoing maintenance and costs for second or buy to let properties)
£
Rent per month if a tenant or living with family or relatives £
37 Number of financial dependants
Relationship to applicant Age of dependant
Page 7 of 12
6 Retained Properties (if applicable)
We need to have details for each property you decide to retain after your new mortgage application completes. If there’s more than one retained
property, please continue on a separate sheet.
38 Property details
Address
Postcode
Estimated value
£
Is the property currently let?
Yes
No
39 Mortgage details
Lender
Current mortgage balance
£
Type of mortgage
Remaining term
Monthly mortgage payment
£
Is the mortgage in a foreign currency?
Yes
No
40 Let property costs (if the property is let)
Monthly gross rent
£
Agent’s fees (if applicable)
£
Monthly allowance for rental voids
£
Monthly property maintenance
£
Total costs (please add up the total costs)
£
7 Individual tax status
Please list ALL the countries you are resident in for the purposes of that country’s tax system.
If you are a US citizen, US Green Card holder, or US resident, you must include ‘United States’ in the table below along with your US Tax Identification
Number. Please note, for example if you have inherited US citizenship from your parents (but have never lived in the US), you are still considered a
Specified US Person for tax purposes and must state so in the table below.
First applicant
If a TIN or other tax reference is unavailable please provide the appropriate reason A, B or C:
Reason A: The country/jurisdiction where I am resident for tax purposes does not issue TINs to its residents
Reason B: I am unable to obtain a TIN or equivalent tax reference (please explain why you are unable to obtain a TIN or equivalent tax reference
in the table below)
Reason C: No TIN is required (you should only select this reason if the domestic law of the relevant jurisdiction does not require the collection of
the TIN issued by such jurisdictions)
Your primary country of tax residence
Tax Identification Number (TIN)/National Insurance
Number (NINO) or any other taxreference
If no TIN/NINO or other tax reference is available please
select a reason from the list provided
I confirm that I am not a tax resident in any other jurisdiction.
Additional countries of tax residence
(ifapplicable)
Tax Identification Number (TIN)/National Insurance
Number (NINO) or any other taxreference
If no TIN/NINO or other tax reference is available please
select a reason from the list provided
If your residential address is not in the same jurisdiction in which you claim to be resident for tax purposes, please provide an explanation and
supporting documentation (as appropriate) to allow us to understand the reason for this:
Continues…
Page 8 of 12
7 Individual tax status (continued)
Second applicant (if applicable)
If a TIN or other tax reference is unavailable please provide the appropriate reason A, B or C:
Reason A: The country/jurisdiction where I am resident for tax purposes does not issue TINs to its residents
Reason B: I am unable to obtain a TIN or equivalent tax reference (please explain why you are unable to obtain a TIN or equivalent tax reference
in the table below)
Reason C: No TIN is required (you should only select this reason if the domestic law of the relevant jurisdiction does not require the collection of
the TIN issued by such jurisdictions)
Your primary country of tax residence
Tax Identification Number (TIN)/National Insurance
Number (NINO) or any other taxreference
If no TIN/NINO or other tax reference is available please
select a reason from the list provided
I confirm that I am not a tax resident in any other jurisdiction.
Additional countries of tax residence
(ifapplicable)
Tax Identification Number (TIN)/National Insurance
Number (NINO) or any other taxreference
If no TIN/NINO or other tax reference is available please
select a reason from the list provided
If your residential address is not in the same jurisdiction in which you claim to be resident for tax purposes, please provide an explanation and
supporting documentation (as appropriate) to allow us to understand the reason for this:
8 Details of your lawyer and details for valuers
Jersey Lawyer who will act for you
Name and address of firm
Postcode
Name of Lawyer/Conveyancer acting
Telephone number (including area code)
Completion date. To help us manage expectations, do you have an
expected completion date? You may need to speak to the present
owner or your Jersey lawyer before replying.
D D
M M
Y Y Y Y
A professional bank valuation will be required, this must be instructed
via our approved panel of surveyors. Who should our valuer contact to
obtain access to the property?
Estate agent/developer name
Estate agent/developer telephone number (including area code)
Current owner/other name
Current owner/other telephone number (including area code)
The information in the valuation will be limited because of the nature
of the inspection. We therefore recommend you obtain a survey. For
further details, refer to the Valuation details in Section 11.
Page 9 of 12
9 Regulatory requirements
I/We have discussed whether there are any future circumstances that may impact income and expenditure and these have
been considered with the aordability calculation.
Yes
The following changes in circumstance have been reflected in the aordability calculation:
First customer Second customer
None
None
Birth of a child Birth of a child
Maternity, paternity or parental leave Maternity, paternity or parental leave
Returning to work on reduced hours Returning to work on reduced hours
Retirement Retirement
Increase to childcare expenses, school fees or university fees Increase to childcare expenses, school fees or university fees
Other Other
Please provide full details of all change in circumstances that have
been considered and how these have been reflected in the aordability
calculation.
Please provide full details of all change in circumstances that have
been considered and how these have been reflected in the aordability
calculation.
Aordability declaration
To support this application we need you to complete the following questions.
First customer Second customer
Do you have any discretionary payslip deductions?
Discretionary payslip deductions include additional voluntary
pension contributions, private healthcare, employee share
schemes, e.g. sharesave.
Yes
No
Do you have any discretionary payslip deductions?
Discretionary payslip deductions include additional voluntary
pension contributions, private healthcare, employee share
schemes, e.g. sharesave.
Yes
No
Would you be prepared to cancel all discretionary payslip deductions
if required in the future if you experience financial difficulties?
Yes
No
If no, please detail any discretionary payslip deductions you would be
prepared to cancel.
Would you be prepared to cancel all discretionary payslip deductions
if required in the future if you experience financial difficulties?
Yes
No
If no, please detail any discretionary payslip deductions you would be
prepared to cancel.
Investment income – I confirm that I intend to retain the capital
for investment purposes.
Investment income – I confirm that I intend to retain the capital
for investment purposes.
Page 10 of 12
10 Purpose of Gold Account
We require you to open a sterling Gold Account in order to service your mortgage. Please ensure you have read our leaflet for the General
Terms and Conditions that apply to the Gold Account. The sterling Gold Account offers a Visa debit card.
Please indicate the primary use of your Gold Account:
Service mortgage only*
* If you select ‘Service mortgage only’, a sterling Visa debit card will not be issued. If you require a Visa
debit card for your sterling Gold Account, please select ‘Service mortgage and day to day transactions’.
Service mortgage and day to day transactions
Mortgage and other
If you’d like to use the account for other purposes, please explain as fully as possible what you will use the account for, including the type of
transactions you expect to carry out.
The sterling Gold Account oers a Visa debit card.* Please complete the relevant boxes below if you wish to apply for a Visa Debit card for the
sterling Gold Account that will be opened automatically for you when you take out a mortgage with us.
Sterling Visa debit card
Please note: You will need to provide a mobile telephone number and/or personal email address for each applicant in section2 of this form if you
wish to use your Visa debit card for online purchases which are ‘Verified by Visa’.
How would you like your name(s) to appear on your Visa debit card? e.g., Mrs J Smith or Jane Smith.
First applicant
Second applicant
If you would like a cheque book for your sterling Gold Account, please tick this box.
Please also indicate the expected level of turnover you anticipate for this sterling Gold Account during a normal year (excluding the transactions for
the mortgage that is being applied for).
Up to 10,000
10,001-25,000
25,001-100,000
100,001-250,000
250,001-500,000
If over 500,000 please enter expected level of turnover
On a monthly basis
i) The anticipated number of monthly incoming transactions:
None
1-5
5-10
10-15
15-20
>20
ii) The anticipated number of monthly outgoing transactions:
None
1-5
5-10
10-15
15-20
>20
11 Declaration, marketing preferences and signatures – to be signed by all mortgage applicants in all cases
Declaration
All those applying for a mortgage should read and sign this declaration.
General
This declaration relates to the information (the information) which I
(the applicant) have given on this form and to any other information
which I and third parties provide to you, SantanderInternational, or
which you hold onme.
I confirm that I am entitled to disclose information about any
joint applicant, partner/spouse or other third party named on the
applicationform.
I understand that a sterling Gold Account will be automatically opened
in the name(s) of the person(s) applying for this mortgage in order to
service this mortgage. I have read and understood the General Terms
and Conditions which apply to the Gold Account.
I acknowledge that for the purposes of this mortgage application and
declaration, ‘SantanderInternational’ includes your successors in title
and assigns as well as any service providers or agents appointed by
you to manage my application and mortgage.
I agree that:
1
To the best of my knowledge and belief, the information is
true and complete and Iwill notify you of any changes in my
circumstances which occur before the mortgage is completed.
I acknowledge that this information will be used to assess
aordability of the mortgage and that I am aware of my
approximate monthly payments and that I can aord these
payments. I also understand that if I have chosen a variable interest
rate and the interest rate increases, my monthly payment could
increase. Iam aware that taking on new or additional financial
commitments of any kind during the period of the mortgage,
where I have not received any corresponding increase in income,
could aect my ability to meet the mortgage payments as they
fall due and that my property will be at risk if I fail to maintain the
mortgage payments. You may take up such references and make
such enquiries about me as you consider necessary (e.g.from an
employer or other financial institution). Igive my permission to
any person to disclose information to you in connection with this
application. I understand that this may include a request to confirm
my income and that you may also request this information from
me if I originally self-certified my income in this application.
2
I have been provided with information about how the Bank
processes personal data and that I can also refer to the ‘Using
my personal data’ booklet which can be found on Santander
International’s website.
3 You may release any information relating to this application or the
mortgage to any person consenting to the mortgage, to your Jersey
lawyer and our Jersey lawyer acting on the mortgage, any company
managing them, any financial adviser and any service provider or
agent appointed by you to manage my application and mortgage
and I give each of them permission to release any such information
to you.
4
You may transfer, assign or otherwise deal with any interests you
may have in the mortgage or any other security and enter into
contractual arrangements with other parties in connection with
the funding of the mortgage. This includes passing any information
relating to this mortgage account to such other parties, their
agents or advisers for the purpose of funding the mortgage.
Continues…
Page 11 of 12
11 Declaration, marketing preferences and signatures – to be signed by all mortgage applicants in all cases (continued)
5 You may pass any information or documentation relating to this
mortgage account (and any additional loans) to any guarantors
while they remain liable on their guarantees.
6
I acknowledge that details of the property and the purchase
price may be recorded on a database which will be used by
you and other organisations to value properties, as well as for
administration, research and statistical purposes.
7
I confirm that if this application is successful, the provisions of
this declaration will continue to apply throughout the life of the
mortgage.
8
If I have paid a booking fee for a particular product then I
acknowledge that the fee is non-transferable and non-refundable.
9 I acknowledge that to assist you in improving your service, you may
record or monitor telephone calls.
10
You may disclose the information to insurers, reinsurers and their
respective advisers and agents for any purpose relating to any
insurance you may arrange. The information may also be disclosed
to regulatory bodies and other organisations so they can check
your compliance with regulatory requirements and voluntary
codes of practice.
11
If the mortgage will not be for the benefit of all borrowers (e.g.the
mortgage is for the benefitof one borrower and not both, or the
mortgage is for the benefit of a third party), thenIshould tick
the box, provide details of the purpose of the mortgage, and the
nameand address of the person who will benefit. I understand I
should also takeindependent legal advice.
12 I confirm that SantanderInternational’s mortgage will be afirst
ranking legal security on the property.
Valuation
I have read the Valuation section in ‘A straightforward guide to your
mortgage with the Jersey branch’.
I understand that for the valuation:
{
You’ll provide me with a copy of the valuation
{
Santander International is not the agent of the valuer or firm of
valuers, or my agent, and I’m not making an agreement with the
valuer or firm of valuers.
{
I must satisfy myself without reference to the valuation or to any
mortgage oer by Santander International, as to the condition of the
property and the reasonableness of the sale price.
Note: The information in the valuation will be limited because of the
nature of the inspection. We therefore recommend you obtain a survey.
My marketing preferences and related searches
You will use my home address, phone numbers, email address
and social media (e.g. Facebook and message facilities in other
platforms) to contact me according to my preferences. I can change
my preferences or unsubscribe at any time by contacting you. If I am
over 18, you may search the files at credit reference agencies before
sending marketing communications or doing marketing in-branch
to me about credit. The credit reference agencies do not record
this particular search or show it to other lenders and it won’t aect
my credit rating. You do this as part of your responsible lending
obligations, which is within your legitimateinterests.
I understand that from time to time you would like to contact me with
details of other products and services you think may interest me or to
get my opinion on how you are doing. I understand I can choose to stop
receiving information at any time by contacting you.
Applicant 1 – I have ticked any box(es) I WOULD like you to use:
Post
Phone
Email, text, social media and messaging services
Market research, including customer satisfaction surveys
All of the above
I understand that I may receive details of products and services from
other Santander group companies if I have agreed with them to receive
such information.
Applicant 2 – I have ticked any box(es) I WOULD like you to use:
Post
Phone
Email, text, social media and messaging services
Market research, including customer satisfaction surveys
All of the above
I understand that I may receive details of products and services from
other Santander group companies if I have agreed with them to receive
such information.
For joint applicants, if your marketing preferences selection are
dierent we may decide not to contact you using that preference,
ifyour individual marketing preferences are not the same.
I agree that:
{
I am aged 18 or over.
{
I understand that it is an oence to make a false declaration.
{
I have read and understand the General Declaration (and in particular point 2).
Please do not sign this form until you have read ‘A straightforward guide to your mortgage with the Jersey branch’.
First customer’s signature
First customer’s name (please use BLOCK capitals)
Date
D D
M M
Y Y Y Y
Second customer’s signature
Second customer’s name (please use BLOCK capitals)
Date
D D
M M
Y Y Y Y
IF ANY OF YOUR PLANS CHANGE PLEASE TELL US IMMEDIATELY
Please provide additional information which has been requested in any of the questions or which you feel
will help with the assessment of your application on a separate sheet if necessary.
Santander International is the trading name of Santander Financial Services plc, Jersey Branch. Santander Financial Services plc is incorporated in England and Wales with number 2338548 and its registered
office is 2 Triton Square, Regent’s Place, London NW1 3AN, United Kingdom. Santander Financial Services plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority
and the Prudential Regulation Authority. Santander Financial Services plc’s Financial Services Register number is 146003. Santander Financial Services plc, Jersey Branch has its principal place of business at
13-15 Charing Cross, St Helier, Jersey JE2 3RP, Channel Islands and is regulated bythe Jersey Financial Services Commission. www.santanderinternational.co.uk Santander Financial Services plc, Jersey Branch is a
participant in the Jersey Bank Depositors Compensation Scheme. The Scheme offers protection for eligible deposits of up to £50,000. The maximum total amount ofcompensation is capped at £100,000,000 in any
5 year period. Full details of the Scheme and banking groups covered are available on the States of Jersey website www.gov.je/dcs, or on request. Santander and the flame logo are registered trademarks. The latest
audited accounts are available upon request. Calls to Santander International are recorded and may be monitored for security and training purposes.
ABIN 0594 MAR 23 F
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