Dear Member,
Based on your recent membership classification change to Furlough (F1) and your enrollment in one or more
ALPA-sponsored insurance plans, the following guidelines will apply to your ALPA Member Insurance plan(s).
Please note that coverage terms vary based on product and each product may or may not be applicable to you.
ALPA Member Insurance for Furloughed Pilots
Annual Renewable Term Life and Level Term Life
Coverage may continue if you continue ALPA membership, remain on the pilot seniority list with recall-from-furlough rights,
and continue to pay premiums when due. Life programs may be purchased during the F1 period if you retain ALPA
membership and remain on the seniority list.
Accidental Death and Dismemberment
Coverage terminates on the last day of the month in which the insured is moved to F1 status or becomes a retired Association
member.
Critical Illness and Accident
Coverage may be retained or purchased during the F1 term as long you continue ALPA membership and pay premiums when
due.
ALPA National Long-Term Disability (Base, Extended, and Lump Sum Plans)
Coverage terminates 90 days after the end of the month in which the furlough began, so long as membership is maintained,
and premium is paid when due. No new coverage may be purchased during the F1 period regardless of ALPA status. You may
reapply for coverage upon return to active flying.
Dental
Coverage may continue, or new coverage may be purchased, during the F1 period if you continue ALPA membership and
remain on the seniority list.
We hope that the availability of some our insurance products will provide security in the interim. ALPA also
established a special furlough resource website, accessible through www.alpa.org/furlough. If you have any
questions regarding your insurance product(s), please feel free to contact the Member Insurance team at
insurance@alpa.org or (888)-FLY-ALPA.
Respectfully,
Member Insurance Department
